Wealth Creation
Budgeting and financial planning
This is key in ensuring that hard earned money is not wasted, but rather employed with a careful and financially-efficient strategy to accumulate wealth.
Risk Management
Claims Management
Up to a quarter of all life insurance claims are repudiated. Medical aid repudiations are probably higher. PFS specializes in assisting clients to structure their products and claims correctly so that the risk of repudiation is minimized.
Lifestyle Planning
Planning for marriage
We can assist with savings products and advice as well as advice on structuring pre-nuptial agreements.
When starting a family there are many things to consider, like will mom go back to work? Au Pair assistance and a myriad of other considerations including children’s education and even insurance cover for the child.
Wealth Preservation
Last Will and Testament
A Last Will and Testament is the foundation of a good Estate Plan, as it directs as to how your financial affairs are to be finalized after your passing. A well – structured Will can assist in ensuring that finances are dealt with in a smart and tax – efficient manner, which in turn could mean that your beneficiaries get more. A well – structured Will is thus vital, especially if you have dependents.
About us!
Rafieq Saville
Rafieq is a seasoned financial services professional with more than 30 years experience gained across various areas within the industry. Over and above that experience, Rafieq also served in leadership roles with various industry bodies, held positions on committees of the Life Office Association of SA and the Financial Services Board and, has worked on a number of financial services research projects globally. He has appeared on television and has been regularly quoted on his views and opinions in both the local and international media.